Administrative Services is committed to protecting the personal information entrusted to us. The trust you place in us when you share personal information is a responsibility we take very seriously and is the cornerstone of how we conduct our business.

This Online Privacy Notice addresses personally identifiable information collected by us about you when you visit this site and is intended to inform you of our practices with regard to personal information collected through this Site.

I. Categories of personal information we collect

The term "personal information" includes any individually identifiable information about you that we collect online, such as your name, email address, telephone number and bank account number. We collect this information when you voluntarily disclose it to us in connection with the service offered on this Site. Our Site has security safeguards that are designed to protect any personal information that you decide to give us via this Site. You may, however, choose not to provide this information and use an alternative form of communication such as telephone, fax, or regular mail. By using our website, your consent to this Online Privacy Notice is implied.

II. How we collect personal information

We collect and store any personal information that you voluntarily provide when registering to use this Site. We do not collect personally identifiable information (information that reveals your identity) unless you knowingly and voluntarily provide such information. You may choose not to provide your personal information to us by not logging onto our Site. Refer to Section XII for other ways to contact us.

You may choose not to provide Your personal information to Us by not logging onto Our Site. Refer to Section XII for other ways to contact Us.

III. How we use and disclose personal information

If you choose to provide us with personal information, we use that information to help us provide you with the information and coverage you have requested. We use that information to process transactions that you request and to authenticate you as a registered user.

We do not sell or rent personal information about visitors to, or users of, this Site. We will use and disclose the information you give to us only as required or permitted by law. This may include, for example, disclosures to third parties that perform business services on our behalf or in response to a subpoena.

IV. How we collect and use non-personal information

Non-personal information is generic data that does not allow us to identify or contact a specific individual. We look at such data to help us detect trends that might help us to improve our Site.

We may gather generic data automatically from your web browser, such as: user, date the Site is accessed, page and the Uniform Resource Locator (URL).

V. Email communication

To protect your privacy, please do not use email to communicate information to us that you consider confidential. Email is not a secure method of communication and is not encrypted. Accordingly, an email message potentially could be accessed and viewed by others without your knowledge and/or permission, while in transit to us.

VI. Cookies

A "cookie" may be used on this site. A "cookie" is a small piece of information or data sent to your browser from our web server and stored on your computer's hard drive. It is used to authenticate you as a registered user and may or may not contain personally identifiable information about your use of this Site.

A cookie may be declined. If you prefer not to accept cookies, the help portion of the toolbar on most web browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. It is possible, however, that the declination of a cookie may result in the inability to use this Site or this Site's information and/or functions successfully.

VII. Process for reviewing or requesting changes to personal information

If any personal information that has been given to us is inaccurate, you may send a written request to us at the address provided in Section XII. We will investigate your request and make appropriate changes if warranted.

VIII. Changes to this Privacy Notice

We may change this Online Privacy Notice from time to time without prior notice. We will post the most current Online Privacy Notice on this Site. You should therefore review this Online Privacy Notice regularly.

IX. Effective date

Effective Date: April 1, 20131

X. Links to other websites

This Site may contain links to other websites that may have online information practices different from Ours. We are not responsible for the privacy and security practices of those websites, and We encourage You to learn about the privacy and security practices of those websites.

XI. Children

We do not knowingly collect personal information from anyone under the age of 13. For more information about protecting Your child's privacy online, visit the Federal Trade Commission web site.

XII. Contact Us

You may contact us at: Administrative Services, 300 Southborough Drive, Suite 200, South Portland, ME 04106-6914 or (800) 877-2701